LOTTE ATM Step. 1 & 2 1. Confirm the ATM system in the upper left corner of the ATM home screen 2. Click "포인트‧캐시 PAYCO‧L.POINT" Step. 3 Click "COATM" Step. 4 Click "스마트 출금" Step. 5 Enter your birthday (YYYYMMDD) and press "확인" Step. 6 Enter the one-time password (OTP) and press "확인" Step. 7 Confirm the withdrawal and click "확인" Step. 8 Choose whether to print receipts Step. 9 Receive receipt Step. 10 Get cash